Who are we
Nadeen Lending Services is a company providing short to medium term financing to Individuals, Small and Medium sized Enterprises (SME) in Zambia. The Nadeen team is young, vibrant and innovative and have signicant experience in the lending services industry. Nadeen lending Services was founded based on the need to fill a gap in the way lending services are offered to individuals and SMEs.
The Nadeen team is continuously looking for innovative and efficient means of clients accessing short term financing. We realize that not every business or personal loan application will fit in the “straight and narrow” traditional loan appraisal checklist and we therefore look at different ways of serving our clients with the information they have readily available for a credit appraisal.
Contact us
Nadeen Lending ServicesOff Great North road, Office Number 3 Hazango Complex
Kabanana, Lusaka
P:(+260) 777 102 111
E: info@nadeengroup.com
What we do
The Company supports SME’s and Individuals by providing financing needs through short term loans. Our loans are designed to provide lending support in the following categories:
Personal Loans
- Non-payroll loans
- Personal credit
- Corporate payroll
- Instant salary advances
Business Loans
- Order financing
- Invoice discounting
- Term loans
Personal loans
We provide short term loans to individuals who are in employment or have proof of regular income. These type of facilities can be issued to individuals requiring funding to meet emergency needs which may include school fees, medical bills and many other unforeseen expenses.
Business loans
This facility is a security backed loan that is open to all Small and Medium Enterprises that are duly incorporated and registered with PACRA and have evidence of servicing reputable Companies.
Loan features
Short term in nature, meant to finance short term needs that Banks typically do not finance. Loan repayment period is from 1 month to 36 months. Top ups available after 3 months of performance on initial loan. No collateral required. Early Loan repayment allowed. Loan size depends on employee’s salary and tenure of loan. Our standard affordability criteria is that the employee should remain with at least 40% of Gross pay as take home pay after all statutory, employer and third-party deductions.